8 Steps to Own a New Home

SmartPads prefab homes provide for smart living powered by smart thinking. Let’s get started!

1.FIND A SITE TO BUILD ON 

We can deliver and set your SmartPads home anywhere you would build a regular house, although topography of the land is an important consideration for certain designs. Whether you want to live close to town or off-the-grid, SmartPads and a local Realtor of your choice will provide you with the tools to find the right parcel of land. 

2. CHOOSE A DESIGN … AND SAVE! 

SmartPad’s designs are a fusion of luxury and function, incorporating quality materials such as vertical grain cedar siding, high-grade steel accents, stone countertops, and hardwood flooring. By starting with smart design options, we eliminate the hassles. No weekend trips to showrooms across the state, no wasted time due to weather or traffic, and best of all you get to take advantage of our wholesale purchasing power with curated vendors and suppliers of high-end finishes. Our wide range array of quality designs that are compliant with local civil and design building codes. We sell the home to you at a fixed cost. Pricing includes architectural design fees, civil engineering, and plan sets that are ready to be presented to your local building department. We make it easy and efficient! 

3. SELECT A GENERAL CONTRACTOR 

We do not act as a general contractor (GC). You will need to source a local general contractor. We can make introductions to partner GC’s where we have them in select locations. We can facilitate the shipment of the prefab home to your site. However, setting the modular home and all the onsite work is done through a local GC. The GC will also be responsible for hiring the crane and the set crew, preparing the site, installing the foundation (and garage, if desired), managing site engineering and permitting, and administering and observing overall onsite construction. SmartPads provides the home and supports you and the GC with guidance, expertise, and introductions to partner industry professionals. When you build a SmartPads home, there is a lot less onsite work, thus less for the GC. This often translates to a much lower GC fee as compared to a traditionally built home. 

4. DETERMINE OVERALL BUDGET 

Approximately half of your construction budget will be used for purchasing the SmartPads home design and selecting the finishes you want for your home. The other half will be the cost of GC to cover local site work and locally sourced builder’s materials (such as foundation, underground utilities etc.), as well as preparation of the site (such as removal of trees or boulders, or adjusting the site work as needed if there is a steep slope). An easily accessible, level lot with utilities near the main road requires the least amount of site preparation, and a traditional stem wall with footers foundation often is the most cost-effective. 

Consider these three groups when putting together your overall budget.


*These items are addressed by SmartPads. 

5. SECURE FINANCING

We can help you to identify the right loan product and introduce you to partner lenders. You will need to secure a construction loan. Unlike home mortgages, construction loans are interest only and short-term. You can obtain a construction-to-permanent loan (also known as a “rollover” one-time close) that starts as a construction loan and then converts to a mortgage after the home is built. Or, you can secure a construction-only loan that a lender would replace with a mortgage after the Certificate of Occupancy is obtained. Your SmartPads prefab home is on equal lending terms with a traditionally built home, only faster and better built. 

6. CONDUCT FOUNDATION AND SITE WORK 

Depending on your land parcel, site work can be streamlined to extensive. Your GC will select and manage bids to have the site cleared and prepared so that the foundation can be laid.  

7. DELIVER AND INSTALL THE HOME

This is one of the most exciting parts of the process – when you get to see your own home being delivered and “set” on your land… all in one day! Your GC will secure any necessary parking and transportation permits, as well as get the crane set up, in preparation for the trucks to arrive with your home. After this, the GC will hook up your water, sewer, electrical, gas, and complete any finishing touches on the exterior/interior. 

8. MOVE IN AND MAKE IT YOUR OWN!

With a SmartPads home, moving day will come faster than a traditional build, and you’ll have more cash left over to make it your own. 

If you are in the market for a new home, consider SmartPads as a quality option that can deliver real savings. Visit www.smartpads.co to learn more or call Ryan Cox at 970-819-5359. 

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